Deposit Rates - Effective 01/01/2016 - MEMBERS1st Community Credit Union

Deposit Rates - Effective 01/01/2016

Deposit Services

  APR APY
Share Savings ($100 min. to earn dividends) 0.05% 0.05%
Secondary Shares ($50 min. to earn dividends) 0.05% 0.05%
Set-a-Goal Savings (no min. to earn dividends) 0.05% 0.05%
Virtual Coin Jar ($50 min. to earn dividends) 0.05% 0.05%
IRA Share Savings (no min. to earn dividends) 0.15% 0.15%
$10,000.01-$25,000.00 0.15% -
FREE Checking 0.00% 0.00%

Liquidity1st ($1,000 min. to earn dividends)

  APR APY
$1,000 - $9,999 0.15% 0.15%
$10,000-$24,999.99 0.20% 0.20%
$25,000 - $49,999 0.25% 0.25%
$50,000+ 0.25% 0.25%

Money Market Savings (min. $2,500)

  APR APY
$2,500 minimum to open & earn dividends.

Minimum withdrawal of $500. Available to transfer via It'sMe247 Online Banking service, and can also be opened in Online Banking. No checks can be issued with this account. 

- -
$2,500 - $9,999.99 0.15% 0.15%
$10,000 - $24,999 0.20% 0.20%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 - $199,999.99 0.30% 0.30%
$200,000+ 0.30% 0.30%

Certificates of Deposit (min. $500)

  APR APY
5-month Certificate 0.25% 0.25%
6-month Certificate 0.30% 0.30%
9-month Certificate 0.35% 0.35%
12-month Certificate 0.45% 0.45%
15-month Certificate 0.50% 0.50%
18-month Certificate 0.55% 0.55%
24-month Certificate 0.85% 0.85%
30-month Certificate 1.00% 1.01%
36-month Certificate 1.25% 1.26%
48-month Certificate 1.40% 1.41%
60-month Certificate 1.60% 1.61%

IRA Certificates of Deposit (min. $500)

  APR APY
12-month IRA Certificate 0.45% 0.45%
24-month IRA Certificate 0.85% 0.85%
36-month IRA Certificate 1.25% 1.26%
48-month IRA Certificate 1.40% 1.41%
60-month IRA Certificate 1.60% 1.61%
CU*Talk (Automated Response Teller)
1-800-483-4692
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© 2016 MEMBERS1st Community Credit Union. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, a US Government Agency. Equal Housing Opportunity. All rights reserved.