New and Used Vehicles (2006 - 2009) APR Special 24 months or less 4.90% 25-36 months 4.90% 37-48 months 4.90% 49-60 months 4.90% 61-72 months (loan must be $20,000 or more) 5.90%

Used Vehicles (2003-2005) APR Special 24 months or less 6.25% 25-36 months 6.25% 37-48 months 6.25% 49-60 months 6.25%

Used Vehicles (2001-2002) APR Special 24 months or less 7.90% 25-36 months 7.90% 37-48 months 7.90%

Older Vehicles (2000 and older) APR Special 12 months or less 7.90% 13-24 months 8.90% 25-36 months 9.90% 37-48 months 10.9%

Signature Loans APR Special 12 months or less 9.90% 13-24 months 10.9% 25-36 months 11.9% 37-48 months 13.9%

Home Equity Loans APR Special 36 months or less 4.25% 37-60 months 4.75% 60 months with balloon payment, amortized up to 15 years 5.49% 61-84 months 5.25%

Seasonal Vehicles (ATV's, Jet Skis, Snowmobiles, Boats) APR Special 24 months or less 8.75% 25-36 months 8.75% 37-48 months 8.75% 49-60 months 8.75%

New and Used Motorcycles & RV's (2006 - 2009) APR Special 24 months or less 4.90% 25-36 months 4.90% 37-48 months 4.90% 49-60 months 4.90% 61-72 months (loan must be $20,000 or more) 5.90%

Share Secured Loans APR Special 2.0% above the share rate earned (rounded to the next .25%) x.x%

Certificate Secured Loans APR Special 2.0% above the rate of the certificate secured (rounded to the next .25%) x.x%

Used Motorcycles and RV's (2003-2005) APR Special 24 months or less 6.25% 25-36 months 6.25% 37-48 months 6.25% 49-60 months 6.25%

Used Motorcycles and RV's (2001-2002) APR Special 24 months or less 7.90% 25-36 months 7.90% 37-48 months 7.90%

Older Motorcycles and RV's (2000 and older) APR Special 12 months or less 7.90% 13-24 months 8.90% 25-36 months 9.90% 37-48 months 10.9%

FHA Home Improvement Loans APR Special 60 months or less 7.49%

*(All loan rates are quoted as an annual percentage rate. All rates are subject to change. Please contact the credit union at 1-800-262-3812 for current rates and specials.