No matter what you’re hoping to accomplish this fall, we can help you pay for it with a Home Equity Loan or a hoME1st Equity Line of Credit.
Contact us to schedule an appointment for a FREE home equity assessment & payment estimate!
*Annual Percentage Rate. 3.99% introductory rate requires a minimum credit line of $25,000.00 with a required 1st advance of $10,000. Subject to membership, credit and underwriting guidelines. Offer available for new loans only. **$99.00 closing costs requires a minimum credit line of $25,000.00 with a required 1st advance of $15,000.00 and a loan-to-value equal to or lower than 85%. Open End Equity Line of Credit is an adjustable rate product and may adjust quarterly. Maximum APR is 18%. The Index rate is the Prime Rate as published in the Wall Street Journal on the date, 60 days prior to any scheduled rate adjustment, plus a margin with a floor rate of 4.250%. The current fully indexed non-promotional rate is 4.500% APR for a loan-to-value up to 85% with a qualifying credit score. Higher rates apply to loan-to-values up to 100%. There are no annual fees: however, there may be an early termination charge applied if the line of credit is closed within 36 months of opening. Property Insurance required.
†$199.00 closing costs requires a minimum loan amount of $10,000.00 with a maximum repayment term of 5 years.
Other terms, restrictions and fees may apply for loans with a loan-to-value greater than 85%. An appraisal is required for loans with a loan-to-value greater than 85% and is the member’s responsibility. The range of costs for the appraisal is between $350.00 to $700.00. Federally insured by NCUA, Equal Opportunity Lender, NMLS#461085.