Loan Insurance and Protection

When you want to ensure your family and your finances are covered in the event of an accident, breakdown, illness, injury, or even death — our loan protection options provide you with comprehensive coverage at affordable rates that can be rolled in to your loan.


Guaranteed Asset Protection is coverage you’ll never regret having.

  • Goes into effect when your vehicle is stolen and isn’t recovered, or is totaled in an accident and can’t be repaired.
  • Designed for all drivers, whether you finance or lease a new or used vehicle.
  • Covers automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles, and almost any other vehicle.
  • Covers the difference between your primary carrier insurance settlement and the payoff of your loan or lease if your vehicle is totaled or stolen and you owe more on the vehicle than your insurance company pays out.
  • One time cost of $399, regardless of age or price of vehicle. Can be paid upfront or financed into your loan.
  • Reimbursement off your deductible up to $500.00 if you have a claim on a covered vehicle, limit of 2-$500 deductible reimbursements per year for 3 years.
  • $1,000 credit towards financing your replacement vehicle with MEMBERS1st.
  • Can be added to some existing loans, or anytime you get a new titled vehicle loan with MEMBERS1st.

Call for GAP details!

Extended Warranty

A complete line of coverage designed to keep you and your vehicle on the road.

  • Protects you against major mechanical expenses on your vehicle
  • No deductible on covered parts or labor
  • Nationwide coverage
  • 24/7/365 Emergency Roadside Service with towing, flat tire assistance, jump starting, lock-out service, and more
  • 30 Day Money-Back Guarantee
  • Transferable Coverage
  • Direct Claim Payments
  • Total Loss Refund (if your car is declared a total loss by the insurance company, the entire original premium is refunded)
  • You don’t have to have a loan on your vehicle OR have your auto loan with us to purchase this coverage
  • Simply contact the Route 66 customer service department when repairs are necessary
  • Contact Information:
    (800) 808-0828

Call to add an Extended Warranty!



Credit Life Insurance

Protect your family and your finances with Credit Life Insurance.

  • Pays off or reduces the insured balance on the borrower’s loan if he/she dies
  • Co-applicant is eligible for Joint coverage
  • Maximum loan term of 180 months
  • $75,000 maximum benefit coverage amount per loan

Call for Credit Life details!

Credit Disability

Protect your family and your finances in the event of an unexpected illness or injury.

  • Pays a borrower’s loan payments if he/she becomes ill or disabled and unable to work
  • Does not cover unemployment
  • Co-applicant is eligible for joint coverage as well
  • $1,100 maximum monthly benefit
    per loan
  • $50,000 maximum coverage amount per loan

Call for Credit Disability details!