HELOC A variable rate line of credit, allowing funds to be borrowed on an as-needed basis. Use when you want to borrow from your line of credit as-needed Competitive rate based on Prime Rate  Repayment based on a 15 year term   Borrow up to 100% loan-to-value ratio View current HELOC rates  Closing costs may vary… Read more »

Home Equity Loan

Home Equity Loan Simplify your debt, transform your home, or get access to funds when you need them. Use when you need a one-time, specific amount of money Enjoy a low, fixed interest rate Fixed monthly payment Borrow up to 100% loan-to-value ratio   Terms available up to 10 years Closing costs may vary View current… Read more »

Utilize Your Home’s Value

Know Your Options Discover the benefits of utilizing the value in your home to help reach your goals! Lower interest rates than other loan options Potential tax deduction for interest paid Home improvements Renovations or build an addition Pay for major expenses or life events Home improvements Debt consolidation Enjoy a quick approval process Sign… Read more »

Holiday Club

Holiday Club Don’t let the holidays sneak up on you! Make deposits or set up an automatic deduction each payday.  Earn dividends on any average daily balance No minimum balance required Easy transfer options to save No withdrawal fees Automatic transfer of funds on November 1st View savings rates Print a Holiday Club Information Sheet… Read more »

Money Market

Money Market A high yield savings account that still gives you easy access to your money.   Grow your money faster Interest-bearing $2,500 minimum balance to open No monthly maintenance fees View Money Market Savings rates Print a Money Market Information Sheet Open a Money Market online


Liquidity1st Earn a higher yield than a traditional savings account. Open your account today! No minimum balance required to open $1,000 minimum balance to earn dividends No monthly maintenance fees View Liquidity1st Savings rates Print a Liquidity1st Information Sheet Open a Liquidity1st account online

Secondary Share Savings

Secondary Savings Whatever you’re saving for, a separate account is the perfect way to reach your goal. Save for any life purpose Interest-bearing No fees No minimum balance required View Secondary Savings rates Print a Secondary Savings Information Sheet Open a Secondary Savings online

Seasonal Vehicles

Seasonal Vehicles Affordable rates for Campers, Boats, Trailers, ATVs, and more!  Competitive, low credit union rates Terms available up to 180 months Up to 100% financing available View current seasonal vehicle loan rates Same day approval in most cases We make it easy to refinance your loan from another lender to MEMBERS1st! No prepayment penalties… Read more »


Motorcycles Enjoy the ride when you don’t have to worry about the rate. Fixed, low rates available Available for new, used or refinance Terms available up to 84 months View current motorcycle loan rates Same day approval in most cases We make it easy to refinance your loan from another lender to MEMBERS1st! No prepayment… Read more »

Auto Loans

Auto Loans The vehicle you want with a payment that fits your budget.  Excellent rates vs. industry averages Terms available up to 72 months Up to 100% financing available View current auto loan rates Fast and easy approval process We make it easy to refinance your loan from another lender to MEMBERS1st! No prepayment penalties Sign… Read more »