Randy Swarts

Dr. Randy Swarts Dr. Randy Swarts (incumbent) previously served on the MEMBERS1st Board from 1991 to 2001. He held positions on the Audit Committee in addition to serving as Chairman and CFO. Dr. Swarts joined the board again in 2012 and has again served on the Audit Committee. He is currently Chairman of the Board…. Read more »

Video Banking Coming Soon

Video Banking Open a new account Ask questions Get financial advice Service or apply for a loan Complete account transactions Open bus. & investment accounts

Seasonal Vehicles – Evergreen

Seasonal Loans Finance your new or used “summer fun” vehicle with us, or refinance your current loan with us & save! We have affordable rates for Motorcycles, Campers, Boats, Trailers, ATVs, and more! View our rates & options


Take Control SecurLOCKTM Equip is a mobile app that allows you to control how, when, and where your debit card is used, offering a simple and secure way to manage and monitor your payment transaction activity. Download SecurLock Equip


Mobile Made Easier Forget the long, complicated passwords. Our Mobile Banking app features four different authentication methods for logging in: Voice recognition, PIN, Fingerprint & Face recognition. Download our Mobile App

HELOC Special

Start Home Projects Finance all your home improvement projects with a Home Equity Line of Credit from MEMBERS1st…and don’t forget to take some “before” pictures! We also have fixed-rate Home Equity loans with low closing costs. Learn more

Contactless Banking

Contactless Banking We offer a variety of contactless banking options for you to choose from so you can do your banking when, where & how you’re most comfortable. We’re always happy to show you how to use these services, so just ask! Learn more about our contactless banking services.

College Scholarships (M1 & ICUF)

College Scholarships MEMBERS1st members have two college scholarship opportunities!  The Warren Morrow Memorial scholarship is available to all Iowa Credit Union members. Applications are due Feb. 4, 2022. We are also offering seven $1,000 college scholarships to our members. Applications are due March 31, 2022.

Mortgage Loans – evergreen

M1 Mortgage Loans The housing market is booming & mortgage loan rates are at all-time lows. Get pre-approved NOW so you’re ready to buy when you find the perfect house to call home. See all your loan options & apply online!


Contribute to an IRA April 15, 2021 is the final day to make IRA contributions for the 2020 tax year. Contact us to setup a new IRA before the April deadline, or schedule a virtual appointment. Learn more about the benefits of IRAs.