Your Trusted Local Community Credit Union
MEMBERS1st Community Credit Union is a member-owned, not-for-profit financial institution dedicated to providing affordable, accessible, and reliable financial services to individuals, families, and businesses in the communities of Ames, Boone, Eldora, Iowa Falls, Marshalltown, Traer and beyond. As a trusted local credit union, we are committed to helping our members achieve financial stability and long-term success.
Unlike traditional banks, MEMBERS1st operates as a financial cooperative. That means our members are our owners — and our earnings are reinvested into better rates, lower fees, enhanced digital banking services, and community support initiatives.
Full-Service Financial Solutions for Every Stage of Life
At MEMBERS1st Community Credit Union, we offer comprehensive personal and business banking solutions designed to meet your evolving financial needs.
Personal Banking Services
- High-yield checking accounts
- Cashback checking accounts
- High-yield money market accounts
- Auto loans with competitive rates
- Mortgage loans and home equity financing
- Personal loans and credit cards
- Online banking and mobile banking tools
Whether you’re buying your first car, purchasing a home, consolidating debt, or building your savings, our local lending team is here to help.
Business Banking & Lending
- Business checking and savings accounts
- Commercial loans and lines of credit
- Small business financing
We proudly support small businesses and local entrepreneurs with flexible financing options and personalized service.
Convenient Online & Mobile Banking
We combine community-focused service with modern financial technology. Members enjoy secure online banking, mobile banking apps, mobile deposit, bill pay, and digital account management — giving you 24/7 access to your accounts wherever you are.
Rooted in Community. Driven by Service.
As a community credit union, our mission extends beyond financial products. We actively invest in local partnerships, financial literacy programs, and initiatives that strengthen the neighborhoods we serve.
When you join MEMBERS1st Community Credit Union, you’re not just opening an account — you’re becoming part of a financial institution that prioritizes people over profits.
Why Choose MEMBERS1st Community Credit Union?
- Member-owned, not-for-profit structure
- Competitive loan rates and savings dividends
- Lower fees than many traditional banks
- Personalized, local customer service
- Secure digital banking solutions
- Commitment to community growth
Become a Member Today
Discover the difference of banking with a local credit union that puts you first. Join MEMBERS1st Community Credit Union today and experience smarter financial solutions designed around your goals.
Our mission is Financially Empowering Central Iowa and our Credit Union exists to serve its members and owners.