Text Banking provides instant access to your MEMBERS1^st accounts on the go, from any cell phone that supports text messaging. See account balances and recent transactions, and make transfers by simply texting to a specific phone number.  

• Check balances on your accounts, including checking, savings, credit cards, and loans
• Monitor due dates and minimum payments for credit cards and loans

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To access Text Banking, simply login to online banking or the mobile app and click on “Go Mobile” to sign-up. Once you’ve signed-up, for Member Service assistance, text 46247.

Text Banking Commands

The following are Text Banking command examples and their responses. You can also access a list of these commands via a link in online banking during the Text Banking enrollment process.  These commands can be sent to IM247 (46247).

Text Command	Banking Response
BAL	Balance for all eligible accounts
BAL BIZ	Balance for up to three savings or checking accounts (in this example “BIZ” is a nickname you set up for a membership, when you have more than one)
BAL 010	Balance for a specific account suffix (010 in this sample)
BAL BIZ 010	Balance for a specific membership and account combination (in this example “BIZ” is a nickname you set up for a membership, when you have more than one)
STOP	Turns off all text banking
STOP BIZ	Turns off text banking for a specific membership (in this example “BIZ” is a nickname you set up for a membership, when you have more than one)
TRANS MYCODE 100.00	Transfers the specified amount ($100.00 in this sample) between sub-accounts (in this example “MYCODE” is a code you configured to represent both the “from” and “to” account suffixes)
TRANS MAIN MYCODE 100.00	Transfers the specified amount ($100.00 in this sample) between sub-accounts (in this example “MYCODE” is a code you configured to represent both the “from” and “to” account suffixes) under a specific membership (in this sample “MAIN” is a nickname you set up for a membership, when you have more than one)
HELP	The customer service number