Text Banking

Text Banking provides instant access to your MEMBERS1st accounts on the go, from any cell phone that supports text messaging. See account balances and recent transactions, and make transfers by simply texting to a specific phone number.  

  • Check balances on your accounts, including checking, savings, credit cards, and loans
  • Monitor due dates and minimum payments for credit cards and loans

To access Text Banking, simply login to online banking or the mobile app and click on “Go Mobile” to sign-up. Once you’ve signed-up, for Member Service assistance, text 46247.

Text Banking Commands

The following are Text Banking command examples and their responses. You can also access a list of these commands via a link in online banking during the Text Banking enrollment process.  These commands can be sent to IM247 (46247).

BALBalance for all eligible accounts
BAL BIZBalance for up to three savings or checking accounts (in this example “BIZ” is a nickname you set up for a membership, when you have more than one)
BAL 010Balance for a specific account suffix (010 in this sample)
BAL BIZ 010Balance for a specific membership and account combination (in this example “BIZ” is a nickname you set up for a membership, when you have more than one)
STOPTurns off all text banking
STOP BIZTurns off text banking for a specific membership (in this example “BIZ” is a nickname you set up for a membership, when you have more than one)
TRANS MYCODE 100.00Transfers the specified amount ($100.00 in this sample) between sub-accounts (in this example “MYCODE” is a code you configured to represent both the “from” and “to” account suffixes)
TRANS MAIN MYCODE 100.00Transfers the specified amount ($100.00 in this sample) between sub-accounts (in this example “MYCODE” is a code you configured to represent both the “from” and “to” account suffixes) under a specific membership (in this sample “MAIN” is a nickname you set up for a membership, when you have more than one)
HELPThe customer service number
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