Gap and Extended Warranty Coverage

Before you hit the road in that new vehicle, consider these coverage options to give you peace of mind.

Guaranteed Asset Protection (GAP)

  • Goes into effect when your vehicle is stolen and not recovered, or is totaled beyond repair in an accident.
  • Designed for all drivers, whether you finance or lease a new or used vehicle.
  • Covers automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles, and more.
  • Covers the difference between your primary carrier insurance settlement and the payoff of your loan or lease if your vehicle is totaled or stolen and you owe more on the vehicle than your insurance company pays out.
  • One time cost of coverage, regardless of age or price of vehicle, can be paid upfront or financed into your loan.
  • Reimbursement of your deductible up to $500.00 if you have a claim on a covered vehicle, limit of 2-$500 deductible reimbursements per year for 3 years.
  • $1,000 credit towards financing your replacement vehicle with MEMBERS1st.
  • Can be added to some existing loans, or anytime you get a new titled vehicle loan with MEMBERS1st.

Extended Warranty

  • Protects you against major mechanical expenses on your vehicle.
  • No deductible on covered parts or labor.
  • Nationwide coverage.
  • 24/7/365 Emergency Roadside Service with towing, flat tire assistance, jump starting, lock-out service, and more.
  • 30 Day Money-Back Guarantee.
  • Transferable Coverage.
  • Direct Claim Payments.
  • Total Loss Refund (if your car is declared a total loss by the insurance company, the entire original premium is refunded).
  • You don’t have to have a loan on your vehicle OR have your auto loan with us to purchase this coverage.
  • Simply contact the Route 66 customer service department when repairs are necessary: 800-808-0828 or
5/22/24 - Traer Branch is temporarily closed at this time. Please visit us at another branch.

We will be closed on Monday, May 27th for Memorial Day.