Share Savings
Minimum of $100 to earn dividends
Interest RateAnnual Percentage Yield
$100.00-$999.990.10%0.10%
$1,000.00-$9,999.990.10%0.10%
$10,000.00-$24,999.990.10%0.10%
$25,000.00-$49,999.990.10%0.10%
$50,000.00+0.10%0.10%
Secondary Shares
Minimum of $50 to earn dividends
Interest RateAnnual Percentage Yield
 $50.00-$999.990.10%0.10%
$1,000.00-$9,999.990.10%0.10%
$10,000.00-$24,999.990.10%0.10%
$25,000.00-$49,999.990.10%0.10%
$50,000.00+0.10%0.10%
Interest RateAnnual Percentage Yield
Set-a-Goal Savings
No minimum to earn dividends
0.15%0.15%
Virtual Coin Jar
No minimum to earn dividends
0.10%0.10%
IRA Share Savings
No minimum to earn dividends
0.30%0.30%
Holiday Club
No minimum to earn dividends
0.15%0.15%
FREE Checking0.00%0.00%
LIQUIDITY1st
Minimum of $1,000 to earn dividends
Interest RateAnnual Percentage Yield
 $1,000-$9,999.990.50%0.50%
$10,000-$24,999.990.50%0.50%
$25,000-$49,999.990.50%0.50%
$50,000+0.70%0.70%
Money Market Savings
Minimum of $2,500 to earn dividends
Interest RateAnnual Percentage Yield
 $2,500-$9,999.991.00%1.01%
$10,000-$24,999.991.15%1.16%
$25,000-$49,999.991.55%1.56%
$50,000-$99,999.991.75%1.76%
$100,000-$199,999.992.00%2.02%
$200,000+2.25%2.27%
$500 minimumInterest RateAnnual Percentage Yield
6 months2.50%2.53%
12 months2.90%2.94%
15 months2.95%2.99%
18 months3.00%3.04%
18 months special – limited time4.75%4.85%
24 months3.10%3.15%
25 months special – limited time4.65%4.75%
30 months3.05%3.09%
36 months3.00%3.04%
48 months2.90%2.94%
60 months2.80%2.84%
$100 minimum – $1,000 maximum
Only members younger than 18
Interest RateAnnual Percentage Yield
12 months3.25%3.30%
24 months3.50%3.56%
$500 minimumInterest RateAnnual Percentage Yield
12 months2.90%2.94%
18 months special – limited time4.75%4.85%
24 months3.10%3.15%
25 months special – limited time4.65%4.75%
36 months3.00%3.04%
48 months2.90%2.94%
60 months2.80%2.84%

Fee Schedule

Funds Availability Policy

5/22/24 - Traer Branch is temporarily closed at this time. Please visit us at another branch.

We will be closed on Monday, May 27th for Memorial Day.