During those times when money is tight and you need a little extra cash, skipping a loan payment may be a solution for you. Our MEMBERS1st Skip-a-Payment program lets members skip one month’s worth of payments on qualified loans, provided certain requirements are met.  There is a $30 fee per loan, not per payment skipped.


1) Through Online Banking: If eligible to skip a payment, you will see an SP next to your loan payment amount. Click it and follow the prompts.

2) By Fax or In Person: Download the application, then fax it to us at 515-232-5672 or drop it off at any branch location.

If you have questions about skipping your loan payment, or if you need help submitting the form or setting up Skip-a-Pay in Online Banking, give us a call at (800) 245-6199.

Rules and Information

  • Members can apply by one of the methods listed above
  • Weekly/Bi-weekly/Semi-monthly loan repay terms eligible – cannot be handled through Online Banking.
  • 1 fee of $30.00 skips one month’s worth of payments, ie: 4 for weekly payers, 2 for Bi-weekly/Semi-monthly.
  • Fee of $30.00 per payment per loan
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