It’s Time for Tailgates & Great Rates!
For a limited time, refinance your auto loan from another lender & receive up to $500 Cash Back! Receive your cash back† within 10 business days**, pay no fees to refinance††, enjoy up to 110% financing, and take advantage of rates as low as 4.99% APR*!
*Annual Percentage Rate. Loans offered with approved credit. Minimum loan amount of $5,000 to qualify. Offer subject to change without notice. **10 business days from the date of loan funding. †1% cash back is based on the loan amount of the vehicle only. It does not include fees such as title or license, and does not include the cost of additional services, such as GAP, Extended Warranty, etc. ††No fees when refinanced from another lender, other than title fees, which are the members’ responsibility. Additional restrictions may apply, see credit union for details. Federally insured by NCUA. NMLS#461085
Participate in Our KIDS’ WINTER COAT DRIVE
Please bring new or gently used child-sized winter gear (boots, coats, gloves, hats) to your local MEMBERS1st branch by Oct. 31st & we will donate the items to areas of need in your community.
‘Tis the Season for a HOLIDAY LOAN
Now through Dec 31st, borrow $1,000 – $3,000 for up to 12 months with a
rate as low as 9.74% APR!*
*Annual Percentage Rate. Actual rate may be higher or lower based on credit approval and qualification. Only one loan per qualified member. Offer expires 12/31/2025. Average payment of $263.39 when you borrow $3,000 for 12 months at 9.74% Annual Percentage Rate and make equal monthly payments. Federally insured by the NCUA. Equal Housing Opportunity. NMLS #461085
Discounted Adventureland Tickets for Credit Union Members
MEMBERS1st members can purchase discounted tickets to Adventureland’s Phantom Fall Fest, which runs weekends Sept. 20-Oct. 26. Tickets are just $29.99 per ticket, but must be purchased on a specific website and using our discount code.
As low as 2.99% intro. APR* for 12 months!
- No balance transfer fee!
- 1% cashback on purchases!
- After intro. rate period, VAPR** as low as 11.90%***
*APR (Annual Percentage Rate) on balance transfers and purchases for the first 12 months for qualified applicants. 2.99% – 11.84% Introductory APR for qualified members; your rate is determined by creditworthiness. **After 12 months the current Variable Annual Percentage Rate (VAPR) will apply. ***As of April 01, 2025, VAPR is 11.90% – 21.00%. Not all applicants will qualify for an introductory rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Federally insured by NCUA.
Reach Your SAVINGS GOALS with a MEMBERS1st CD Special!
9-month CD Special: 4.00 APY*
18-month CD Special: 3.75 APY*
Call: (800) 245-6199 or stop into a branch to open a CD Special today!
*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 6/1/2025. Minimum $500. Some restrictions may apply.
Retiring in 10-15 Years?
Start building your debt-free strategy now with our 10 & DONE MORTGAGE LOAN.
With our 10 & Done Mortgage Loan, you can payoff your mortgage before you retire, plus combine all your debt into one easy payment. With rates as low as 4.87% APR*, you’ll be retirement-ready when the time comes.
*Annual Percentage Rate. Rate accurate as of 8/1/2025. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and other factors. All loans subject to approval. Not all borrowers will qualify. Suggested minimum loan amount of $30,000. Offer applicable to 85% of determined property value. An appraisal is required for loans with a loan-to-value greater than 80% and is the member’s responsibility. The range of costs for the appraisal is generally between $450-$700 but can vary. Property insurance required. If your property is in a flood plain flood insurance is required. Other restrictions may apply. See credit union for details. Federally insured by NCUA. Equal Housing Opportunity. NMLS#461085
Earn 7% APY* on balances up to $5K with YIELD 1st Checking!
Spend on what you want, with Debit or Credit, and EARN on what you SAVE!
*APY = Annual Percentage Yield. Rate as of 6/1/2025. 0.10% APY on balance above $5,000. Rate subject to change. Must be enrolled in eStatements, log into online banking, have 20 card purchase transactions, and ACH deposit of $500+ per month to qualify. Maximum of one Rewards (dividend/cashback) Checking Account per individual. Federally Insured by the NCUA.
Receive 1% Cashback* on Debit Card purchases, up to $10/month, with USE 1st Checking!
*Must be enrolled in eStatements, log into online banking, have 20 card purchase transactions, and ACH deposit of $500+ per month to qualify. Maximum of one Rewards (dividend/cashback) Checking Account per individual. Federally Insured by the NCUA.
Enroll in Bill Pay
for a Chance to Win an XBox Series X
Now through November 30, 2025, enrolling our free Bill Payment service and you’ll automatically be entered to win an XBox Series X!