Due to the risks to members and staff associated with the COVID-19 pandemic, we have suspended LOBBY service at all branch locations until further notice. However, we can still serve you via our drive-up lanes in Ames, Boone, Eldora, Iowa Falls & Marshalltown (Main & Center St.).

(800) 245-6199

MEMBERS1st Community Credit Union > Card Services > Credit Card

Credit Card

Whether you have well-established credit, are just getting started, or need to rebuild your credit, we have a card to fit your needs.

Enjoy These Features With Every Card

No Annual Fee
2.99% Introductory APR^* for 6 months from account opening date on all types of balances
$1,000 Identity Theft Insurance
90-Day Product Protection
Use your card with Apple Pay, Google Pay or Samsung Pay.
Manage and monitor your account within It’sMe247 Online Banking or with our ME1^st mobile app
Control your cards with SecurLOCK Equip and our ME1^st mobile app

View the required credit card application disclosures.

*Annual percentage rate

VISA Possibilities Credit Card

A great tool to build or rebuild your credit
Travel Reservation Service
Travel Accident Insurance for you & your family with a max. death benefit of $150,000
Identity Theft Victim Assistance
See the current rate for our Visa Possibilities Card.

Call us to apply for a Possibilities Card!

VISA Platinum Ca$hback Credit Card

1% Cash Back on purchases
Travel Accident Insurance for you & your family with a max. death benefit of $250,000
Advantage Travel: Travel Registration Service, Bonus Travel Dividends, Concierge Services, Automobile Rental Insurance, Auto Rental Discount & Medical Assistance Services
Travel Protection: Lost Luggage Locator Service, Lost or Damaged Luggage Insurance, Hotel/Motel Burglary Services
Identity Theft Victim Assistance
See the current interest rates for our Platinum Ca$hback Card.

Apply for a Platinum Ca$hback Card now!

VISA Platinum Rewards Credit Card

ScoreCard® Bonus Points: Earn Bonus Points for every net retail purchase and redeem those points for brand-name merchandise, exciting travel awards, cash back, and gift cards
Travel Accident Insurance for you & your family with a max. death benefit of $500,000
Extended Warranty
Personal Shopper
Advantage Travel: Travel Registration Service, Bonus Travel Dividends, Concierge Services, Automobile Rental Insurance, Auto Rental Discount & Medical Assistance Services
Travel Protection: Lost Luggage Locator Service, Lost or Damaged Luggage Insurance, Hotel/Motel Burglary Services
Identity Theft Victim Assistance
Login to ScoreCard Rewards & start using your rewards!
See the current rate for our Platinum Rewards Card.

Apply for a Platinum Rewards Card now!

Our ME1st Line of Credit is a good alternative to going into credit card debt.

Learn more about ME1st Line of Credit!