Checking Accounts

Choose one of our two checking accounts that reward you for making your MEMBERS1st checking account your primary spending account! Schedule an appointment to open your new checking account today!

YIELD 1st Checking

Earn 7% APY* on balances up to $5,000!

To qualify for the yield, utilize free eStatements, log into online banking, have 20+ debit or credit card purchases, and ACH deposits of $500+ per month!

USE 1st Checking

1% cashback on debit card purchases, up to $10/mo.

To qualify for the cashback, utilize free eStatements, log into online banking, have 20+ debit card purchases, and ACH deposits of $500+ per month!

*APY = Annual Percentage Yield. Rate as of 6/1/2025. 0.10% APY on balance above $5,000. Rate subject to change.

Maximum of one Rewards (dividend/cashback) Checking Account per individual. No penalty or fee for months that don’t meet qualifications.