Choose one of our two checking accounts that reward you for making your MEMBERS1st checking account your primary spending account!
YIELD 1st Checking
Earn 7% APY* on balances up to $5,000!
To qualify for the yield, utilize free eStatements, log into online banking, have 20+ debit or credit card purchases, and ACH deposits of $500+ per month!
USE 1st Checking
1% cashback on debit card purchases, up to $10/mo.
To qualify for the cashback, utilize free eStatements, log into online banking, have 20+ debit card purchases, and ACH deposits of $500+ per month!
*APY = Annual Percentage Yield. Rate as of 6/1/2025. 0.10% APY on balance above $5,000. Rate subject to change.
Maximum of one Rewards (dividend/cashback) Checking Account per individual. No penalty or fee for months that don’t meet qualifications.