IRA Accounts

Compare IRAs offered by MEMBERS1st! No matter which type of IRA you select, you’ll reduce your taxes and keep more of your money. We’re always here to help if you would like guidance when choosing the right IRA for your situation.

Traditional IRA

Earnings grow tax-deferred with this retirement account.

  • No minimum to open
  • Contributions may be tax deductible
  • Earnings taxed when withdrawn
  • Penalty-free withdrawals for
    first-time home purchase and some college expenses 
  • No withdrawal penalty or restriction after age 59½ 
  • Annual contributions cannot exceed:
    $6,000 (under age 50)
    $7,000 (age 50 or older)
  • Print a Traditional IRA Information Sheet

Schedule an appointment with an IRA consultant

Call to open a Traditional IRA!

Roth IRA

Pay taxes now and future withdrawals are tax-free.

  • No minimum to open
  • Contributions grow tax-free
  • An ideal savings option for those who expect to be in a higher tax bracket in the future
  • No mandatory withdrawals
  • No withdrawal penalty or taxation
    after age 59½
  • Annual contributions cannot exceed:
    $6,000 (under age 50)
    $7,000 (age 50 or older)
  • Print a Roth IRA Information Sheet

Schedule an appointment with an IRA consultant

Call to open a Roth IRA!

IRA Resources

View or download these brochures to learn more about the features & benefits of IRAs.

  • Explore the differences between a Traditional IRA & a Roth IRA.
    An IRA can help you save more for retirement.
  • Traditional IRA: Save on your own for retirement with tax-deferred earnings & a possible tax-deduction.
    Save for your retirement with a Traditional IRA.
  • Roth IRA: Save for retirement with potential future tax-free income.
    Prepare for your future with a Roth IRA.

IRA Resources

View or download these brochures to learn more about the features & benefits of IRAs.

  • Move your retirement savings without losing tax benefits.
    Move your retirement savings without losing tax benefits.
  • Be sure you understand the rules & possible tax consequences of taking IRA & retirement plan distributions.
    Is it time to cash in on your retirement savings?
  • Understand your beneficiary distribution options.
    Understand your beneficiary distribution options.