Secured and Unsecured Loans

No matter what you need to borrow for, we have an option that’s right for you!

Signature

An unsecured loan option that does not require any collateral.

  • Low interest rate
  • Terms available up to 60 months
  • Minimum loan amount $500
  • Maximum loan amount $25,000
  • View current rates

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ME1st Line of Credit

Available when you need it, but costs nothing if you don’t use it.

  • Serves as Overdraft Protection if you have a checking account
  • Can also be used as a personal line of credit to access as-needed
  • Great alternative to using a credit card
  • Solution to payday lending
  • A great way for young borrowers to build a credit history
  • Minimum loan amount $500
  • Maximum loan amount $10,000

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Share Secured

Qualify for a lower rate when you use your savings as collateral.

  • Lower interest rate 
  • Terms available up to 12 months
  • Minimum loan amount $500
  • Maximum loan amount the balance of your share account
  • View current rates

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Certificate Secured

Use your CD as collateral for a lower interest rate.

  • Lower interest rate 
  • Terms available up to 60 months (must be matched to the investment)
  • Minimum loan amount $500
  • Maximum loan amount is the value of your certificate
  • View current rates

Apply Now