Your home has grown in VALUE—now it’s time to grow it in SIZE
A home equity loan or line of credit can provide the funding you need to expand your living space this spring with a custom deck, patio, pool or go-to entertainment area.
With rates as low as 6.24% APR*
now is a great time to start your project & we can help.
*APR=Annual Percentage Rate. Rate Determined By Credit Score. All loans subject to approval. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. HELOC Rate is calculated by The Wall Street Journal Prime Rate plus 4.40% to 15.40% margin (margin depends on credit worthiness). Rates are subject to change at any time. Equal Housing Opportunity. Federally Insured by NCUA.
Get PREAPPROVED for an Auto Loan
& Make NO PAYMENTS for 90 Days
When you get preapproved for an auto loan with us, you’ll enjoy:
- an easy online application
- guidance on a vehicle price to fit your budget
- no payments for 90 days
- Rates as low as 4.49% APR*
Plus, you’ll always work with knowledgeable lenders who are here to answer your questions and help you every step of the way.
Get expert help. Shop with confidence.
Finance Your SUMMER FUN VEHICLE
for as Little as $88/month!*
Motor Homes, Campers, Snowmobiles,
Motorcycles, Boats, Trailers, ATVs & more!
*Payment based on 2024-2026 model years at 6.49% Annual Percentage Rate for 180 months. Other rates and terms available. Not all vehicles will qualify for 180-month term. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. All loans subject to approval. Not all borrowers will qualify. See credit union for details. Federally insured by NCUA.
You’ve Arrived at Some of the LOWEST BOAT & MOTORCYCLE RATES in town!
Plus, we offer extended terms to help keep your payments low.
*Annual Percentage Rate. **Based on internal rate comparison of local financial institutions as of 5/1/26. Rate accurate as of 5/1/2026 and subject to change. Loan offered with approved credit and actual rate based on borrower qualifications. Additional restrictions may apply, see credit union for details. Federally insured by NCUA. NMLS#461085
Purchase Discounted Adventureland Tickets For Credit Union Advocacy
Discounted Adventureland tickets are back! As a benefit of being a MEMBERS1st member, you can enjoy tickets to Adventureland Park and Adventure Bay Waterpark in Altoona, Iowa for a discounted price.
A portion of every ticket and pass sold helps support credit union advocacy efforts. Proceeds support the Credit Union Political Action Committee (CUPAC). Contributions are not tax deductible, and corporate contributions are prohibited.
*APR (Annual Percentage Rate) on balance transfers and purchases for the first 12 months for qualified applicants. 2.99% – 11.84% Introductory APR for qualified members; your rate is determined by creditworthiness.
**After 12 months the current Variable Annual Percentage Rate (VAPR) will apply.
***As of April 01, 2026, VAPR is 11.15% – 21.00%. Not all applicants will qualify for an introductory rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Federally insured by NCUA.
Reach Your SAVINGS GOALS with a MEMBERS1st CD Special!
9-month CD Special: 4.00 APY*
18-month CD Special: 3.75 APY*
Call: (800) 245-6199 or stop into a branch to open a CD Special today!
*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 01/01/2026. Minimum $500. Some restrictions may apply.
Earn 7% APY*on balances up to $5K with YIELD 1st Checking!
Spend on what you want, with Debit or Credit, and EARN on what you SAVE!
*APY = Annual Percentage Yield. Rate as of 6/1/2025. 0.10% APY on balance above $5,000. Rate subject to change. Must be enrolled in eStatements, log into online banking, have 20 card purchase transactions, and ACH deposit of $500+ per month to qualify. Maximum of one Rewards (dividend/cashback) Checking Account per individual. Federally Insured by the NCUA.
Receive 1% Cashback*on Debit Card purchases, up to $10/month, with USE 1st Checking!
*Must be enrolled in eStatements, log into online banking, have 20 card purchase transactions, and ACH deposit of $500+ per month to qualify. Maximum of one Rewards (dividend/cashback) Checking Account per individual. Federally Insured by the NCUA.