The holidays are meant for connection, but for many, the season can feel quiet and lonely. Scammers know this and often take advantage of people looking for companionship. From romance scams to other online fraud, these threats tend to spike during the holidays. Recognizing the warning signs now can help you—and the people you care about—stay safe.
Lonely, Vulnerable, and Online: A Perfect Storm
Romance scams and holiday-related fraud are designed to pull at the heartstrings. Scammers pose as romantic interests or online acquaintances, sending messages that feel personal and sincere. Victims may be convinced to send money or share sensitive information—and in some cases, even give scammers access to their accounts. While anyone can fall prey, older adults and those experiencing loneliness are at higher risk. Staying informed is the first step in protecting yourself and those you love.
How to Stay Scam-Savvy:
- Be cautious online: If someone you meet online quickly expresses love or asks for money, pause. Scammers often create fake profiles and use emotional manipulation to gain trust.
- Keep personal information private: Never share your Social Security number, banking details, or passwords with someone you only know online—even if they seem trustworthy.
- Ask questions and verify: Encourage friends and family to ask tough questions and verify identities. A quick video call or independent research can reveal red flags.
- Talk about scams openly: Conversations about scams aren’t embarrassing—they’re protective. Discuss common scams with loved ones and share resources to keep them informed.
- Look out for neighbors and loved ones: Check in with friends, family, and elderly neighbors during the holidays. A simple phone call or visit can help them feel connected and alert them to potential scams.
Practical Tips to Help Others:
- Share this blog or other scam-awareness resources.
- Encourage friends to enable two-factor authentication on financial accounts.
- Remind older adults to talk to a trusted friend or family member before sending money or sharing sensitive information.
Stay Connected, Stay Protected
The holidays are about care, community, and connection. By staying scam-savvy and looking out for each other, you can protect your loved ones from heartbreak—and financial loss. If you ever notice suspicious activity or need advice, MEMBERS1st is here to help. Our experts can guide you on what to do, help protect your accounts, and provide resources to keep you and your family safe. Awareness—and knowing where to turn—is one of the best gifts you can give this season.