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Members1st Community Credit Union

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Annual Membership Meeting

The 62nd Annual Membership Meeting
of MEMBERS1st Community Credit Union
will be held on
Thursday, July 16, 2026

Location:
Midnight Garden
1501 S. 17th Ave. in Marshalltown

The annual membership meeting is an important part of the credit union’s structure and provides a valuable opportunity to learn more about your credit union, connect with the board members who represent you, and engage with fellow members and staff.

IMPORTANT DATES

Friday, March 20
Deadline to submit your name for a board position.

Monday, June 15
• Online & absentee voting opens.

Friday, July 10
Online & absentee voting closes.

Thursday, July 16
• In-person voting from 5-6PM
• Annual Meeting begins at 6PM

3:00 PM:
All branches will close at 3:00 PM on July 16th so staff can prepare for the Annual Meeting

5:00-6:00 PM:
Social hour and opportunity to vote for board candidates in person

6:00 PM:
Business Meeting

Meet Your 2026 Board Candidates

Voting is Open

Members aged 16+ are encouraged to cast their vote for the Board of Directors candidates.

Members will be able to vote in 1 of 3 ways:

1. ONLINE

Now through Friday, July 10, 2026 at 5:00 p.m., login to Online Banking or our mobile app to vote.

2. BY ABSENTEE BALLOT

Call Becci J. at 800-245-6199 or email rebeccaj@members1st.com
to request a paper ballot. Returned ballots must be postmarked no later than July 10, 2026.

3. IN-PERSON

Vote at the Annual Meeting on
Thursday, July 16, 2026 from 5:00-6:00 p.m.

Meet Your 2026 Board Candidates

This year, five candidates are vying for three open positions, with each position serving a three-year term.

Richard Barrent Photo

Richard Barrent

Richard J. Barrent is a mortgage
operations strategist and consultant with over 30 years of experience building resilient lending operations for national banks and agile mortgage firms.

As the founder of Dux Advisory, LLC, Richard partners with lenders, banks, and hedge funds to streamline workflows and fortify fraud controls.

Before Dux Advisory, Richard held leadership roles at Compass Mortgage, SitusAMC, and Wells Fargo. He also spent a decade at the helm of The Barrent Group, where he established a forensic review process widely regarded as the industry’s “Gold Standard.”

A graduate of Northern Illinois University and the University of Wisconsin–Madison, Richard is based in Clive, Iowa. He remains dedicated to the belief that the best operational solutions are grounded in discipline, transparency, and a focus on the people behind the process.

Justine Bell Photo

Justine Bell

Justine Bell is the Chief Human Resources and Administrative Officer at Homesteaders Life Company and a dedicated community leader with extensive experience in board governance, financial services, and compliance.

She currently serves on the Board of Directors for EveryStep and the American Cancer Society’s Coaches vs. Cancer initiative, where she is passionate about supporting health, wellness, and community impact initiatives across Iowa.

Previously, Justine served on the Board of Directors for Veridian Credit Union and has held leadership and volunteer roles supporting youth development and nonprofit organizations throughout her career. Deeply rooted in Iowa, she has a lifelong appreciation for the role credit unions play in strengthening communities and expanding economic opportunity – an appreciation shaped by her family’s longstanding relationship with MEMBERS1st Community Credit Union.

Justine graduated from the University of Iowa and from the Sandra Day O’Connor College of Law at Arizona State University. She is committed to using her professional expertise and community leadership experience to support organizations that make a meaningful difference for individuals and families.

Dirk Dahms Photo

Dirk Dahms, Incumbent

Dirk Dahms, a devoted Traer resident with a 36-year legacy as a member of MEMBERS1st Community Credit Union, is seeking a position on the board to directly represent the best interests of his fellow members.

Driven by a commitment to fostering a member-focused financial direction, Dirk seeks experience in financial institution operations, strategic planning, and a deep, principled understanding of the credit union movement.

As a dedicated Air Force veteran, Dirk embodies a commitment to service and integrity. Furthermore, as a joint owner of Pillar Insurance in Traer, he brings practical business acumen, a strong work ethic, and a personalized approach to client service that he intends to bring to the board. He is eager to ensure the credit union continues to thrive for its members.

Loraine Hardin Photo

Loraine Hardin

Growing up in rural Iowa, I saw firsthand how these communities form the backbone of our state’s growth.

With roots tied to family and friends in Iowa Falls, Ames, Eldora, Boone, and Marshalltown, I understand that local businesses and individuals need more than just support—they need a partner that pairs high-level service with modern technology.

While some institutions have fallen behind the digital curve, MEMBERS1st is leading the way. By combining innovative tech with vital access to capital and competitive products, the credit union is uniquely positioned to fuel regional expansion. Joining this board is my way of giving back, ensuring our rural markets have the resources they need to thrive in a modern economy.

Kelley Molitor Photo

Kelley Molitor, Incumbent

Kelley Molitor is the current Board Chair of MEMBERS1st Community Credit Union.

While she has served on the board for 6 years, she has been a credit union member all her life. With extensive experience in community-focused leadership, she plays a vital role in shaping the strategic future of the credit union and is passionate about MEMBERS1st philosophy of people helping people.

Kelley co-owns Molitor Construction in Boone with her husband, which has been in business for over 20 years. She also serves on the Downtown Boone Mainstreet board, helps organize the local farmers’ market, teaches yoga on the side, and is a recent graduate of the Goldman Sachs 10K Small Business program.