Join Us for Your 61st Annual Membership Meeting on Thursday, July 24th!
The annual membership meeting is a key piece of the credit union structure. It’s a unique opportunity to learn more about your credit union, connect with board members who represent you, and engage with fellow members and employees.
Cash Back & Bags Packed!
For a limited time, refinance your auto loan from another lender & receive up to $500 Cash Back to take on the road and make some memories! Receive your cash back† within 10 business days**, pay no fees to refinance††, enjoy up to 110% financing, and take advantage of rates as low as 5.49% APR*!
*Annual Percentage Rate. Loans offered with approved credit. Average monthly payment of $572.90 each month for a term of 60-months when borrowing $30,000 at 5.49% APR for a 2023 or newer vehicle. Minimum loan amount of $5,000 to qualify. Offer subject to change without notice. **10 business days from the date of loan funding. †1% cash back is based on the loan amount of the vehicle only. It does not include fees such as title or license, and does not include the cost of additional services, such as GAP, Extended Warranty, etc. ††No fees when refinanced from another lender, other than title fees, which are the members’ responsibility. Additional restrictions may apply, see credit union for details. Federally insured by NCUA. NMLS#461085
Let’s Taco ‘Bout Savings During YOUTH WEEK 2025
Stop in to a MEMBERS1st branch July 7-11, 2025 for fun activities, prizes a $10 deposit match, coloring contest, and much more!
Discounted Adventureland Tickets for Credit Union Members
MEMBERS1st members can purchase discounted tickets to Adventureland in Des Moines, Iowa. Tickets are just $37.99 per ticket, but must be purchased on a specific website and using our discount code.
Fuel Your Back-to-School Budget with Our BACK-TO-LEARNING LOAN
Our Back-to-Learning Loan can be used for anything you need to get back to learning this fall. Computers, supplies, clothing, room & board – anything!
For a limited time borrow up to $5,000 for as low as 9.74% APR* & enjoy up to 36 months to pay it back.
*Annual Percentage Rate (APR) is based on the borrower’s creditworthiness. Not all borrowers will receive the same rate. Only one loan per qualified member. Min. loan amount of $1,000. Cannot be used to refinance loans currently held with MEMBERS1st. Offer subject to change without notice. Average payment of $160.73 when you borrow $5,000 for 36 months at 9.74% APR and make equal monthly payments. Federally insured by NCUA. NMLS#461085
Finance Your Fun Vehicle for as Little as $95.51 per Month!*
Finance up to 100% of your purchase for up to 15 years! Includes motor homes, campers, snowmobiles, motorcycles, boats, trailers, ATVs and more!
*Payment based on 2023-2025 model years at 7.99% Annual Percentage Rate for 180 months. Other rates and terms available. Not all vehicles will qualify for 180-month term. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. All loans subject to approval. Not all borrowers will qualify. See credit union for details. Federally insured by NCUA.
As low as 2.99% intro. APR* for 12 months!
- No balance transfer fee!
- 1% cashback on purchases!
- After intro. rate period, VAPR** as low as 11.90%***
*APR (Annual Percentage Rate) on balance transfers and purchases for the first 12 months for qualified applicants. 2.99% – 11.84% Introductory APR for qualified members; your rate is determined by creditworthiness. **After 12 months the current Variable Annual Percentage Rate (VAPR) will apply. ***As of April 01, 2025, VAPR is 11.90% – 21.00%. Not all applicants will qualify for an introductory rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Federally insured by NCUA.
Reach Your SAVINGS GOALS with a MEMBERS1st CD Special!
9-month CD Special: 4.00 APY*
18-month CD Special: 3.75 APY*
Call: (800) 245-6199 or stop into a branch to open a CD Special today!
*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 6/1/2025. Minimum $500. Some restrictions may apply.
Make Your Home Your Own…Literally
With Our 15 & DONE MORTGAGE LOAN at a rate as low as 4.99%*!
With our 15 & Done Mortgage Loan, you’ll not only pay off your home sooner – you can borrow extra to make every space your own! Plus, with rates as low as 4.99% APR*, it’s a great way to lower your rate, consolidate debt, or pay off your home sooner.
*Annual Percentage Rate. Rate accurate as of 10/1/2024. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and other factors. All loans subject to approval. Not all borrowers will qualify. Suggested minimum loan amount of $30,000. Offer applicable to 85% of determined property value. An appraisal is required for loans with a loan-to-value greater than 80% and is the member’s responsibility. The range of costs for the appraisal is generally between $450-$700 but can vary. Property insurance required. If your property is in a flood plain flood insurance is required. Other restrictions may apply. See credit union for details. Federally insured by NCUA. Equal Housing Opportunity. NMLS#461085
Earn 7% APY* on balances up to $5K with YIELD 1st Checking!
Spend on what you want, with Debit or Credit, and EARN on what you SAVE!
*APY = Annual Percentage Yield. Rate as of 6/1/2025. 0.10% APY on balance above $5,000. Rate subject to change. Must be enrolled in eStatements, log into online banking, have 20 card purchase transactions, and ACH deposit of $500+ per month to qualify. Maximum of one Rewards (dividend/cashback) Checking Account per individual. Federally Insured by the NCUA.
Receive 1% Cashback* on Debit Card purchases, up to $10/month, with USE 1st Checking!
Deposit a Check with our MOBILE APP for a Chance to Win a Apple iPad!
Now through August 31, 2025, each time you deposit a check using our mobile app, you’ll automatically be entered to win a Apple iPad.