Rates

 

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Rates effective: 12/01/2018

Share Savings
(min. $100 to earn dividends)
APR APY
$100.00-$999.99 0.10% 0.10%
$1,000.00-$9,999.99 0.12% 0.12%
$10,000.00-$24,999.99 0.12% 0.12%
$25,000.00-$49,999.99 0.15% 0.15%
$50,000.00+ 0.20% 0.20%
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Secondary Shares
(min. $50 to earn dividends)
 APR  APY
 $50.00-$999.99  0.10%  0.10%
 $1,000.00-$9,999.99  0.12%  0.12%
 $10,000.00-$24,999.99  0.12%  0.12%
$25,000.00-$49,999.99 0.15% 0.15%
$50,000.00+ 0.20% 0.20%
Open a Secondary Share Account Online now!
Additional Shares  APR APY
 Set-a-Goal Savings (no min. to earn dividends)  0.10%   0.10%
 Virtual Coin Jar (no min. to earn dividends)  0.10%   0.10%
 IRA Share Savings (no min. to earn dividends)  0.40%  0.40%
 Holiday Club (no min. to earn dividends)  0.10%   0.10%
 FREE Checking  0.00%  0.00%
Open an additional Share Account Online now!
Liquidity1st
(min. $1,000 to earn dividends)
 APR APY
 $1,000.00-$9,999.99  0.45%  0.45%
 $10,000.00-$24,999.99.99  0.50%  0.50%
 $25,000.00-$49,999.99  0.60%  0.60%
 $50,000.00+  0.65%  0.65%
Open a Liquidity1st account Online now!
Money Market Savings
$2,500 minimum to open & earn dividends. Minimum withdrawal of $500.
Available to transfer via It’sMe247 Online Banking service, and can also be opened in Online Banking.
No checks can be issued with this account.

 APR APY
 $2,500 – $9,999.99  0.65% 0.65%
$10,000.00 – $24,999.99 0.70% 0.70%
$25,000.00 – $49,999.99 0.80% 0.80%
$50,000.00 – $99,999.99 1.00% 1.01%
 $100,000.00 – $199,999.99 1.20%  1.21%
 $200,000.00+  1.45%  1.46%
Open a Money Market Savings account Online now!

Certificates of Deposit

 APR APY
5 months ($500.00-$24,999.99)  0.95%  0.95%
5 months ($25,000.00-$99,999.99)  1.00%  1.01%
5 months ($100,000.00+)  1.10%  1.11%
6 months ($500.00-$24,999.99)  1.00%  1.01%
6 months ($25,000.00-$99,999.99)  1.05%  1.06%
6 months ($100,000.00+)  1.15%  1.16%
9 months ($500.00-$24,999.99)  1.05%  1.06%
9 months ($25,000.00-$99,999.99)  1.10%  1.11%
9 months ($100,000.00+)  1.20%  1.21%
12 months ($500.00-$24,999.99)  1.60%  1.61%
12 months ($25,000.00-$99,999.99)  1.65%  1.66%
12 months ($100,000.00+)  1.70%  1.71%
15 months ($500.00-$24,999.99)  1.65%  1.66%
15 months ($25,000.00-$99,999.99)  1.70%  1.71%
15 months ($100,000.00+)  1.75%  1.76%
18 months ($500.00-$24,999.99)  1.70%  1.71%
18 months ($25,000.00-$99,999.99) 1.75% 1.76%
18 months ($100,000.00+)  1.80%  1.81%
24 months ($500.00-$24,999.99) 1.95% 1.97%
24 months ($25,000.00-$99,999.99) 2.05% 2.07%
24 months ($100,000.00+)  2.10%  2.12%
30 months ($500.00-$24,999.99) 2.05% 2.07%
30 months ($25,000.00-$99,999.99) 2.10% 2.12%
30 months ($100,000.00+)  2.15%  2.17%
36 months ($500.00-$24,999.99) 2.15% 2.17%
36 months ($25,000.00-$99,999.99) 2.20% 2.22%
36 months ($100,000.00+)  2.25%  2.27%
48 months ($500.00-$24,999.99) 2.40% 2.43%
48 months ($25,000.00-$99,999.99) 2.50% 2.53%
48 months ($100,000.00+)  2.55%  2.58%
60 months ($500.00-$24,999.99) 2.65% 2.68%
60 months ($25,000.00-$99,999.99) 2.70% 2.73%
60 months ($100,000.00+)  2.75%  2.78%
Open a CD Online now!
IRA Certificates of Deposit  APR APY
12 months ($500.00-$24,999.99) 1.60% 1.61%
12 months ($25,000.00-$99,999.99) 1.65% 1.66%
12 months ($100,000.00+)  1.70%  1.71%
24 months ($500.00-$24,999.99) 1.95% 1.97%
24 months ($25,000.00-$99,999.99) 2.05% 2.07%
24 months ($100,000.00+)  2.10%  2.12%
36 months ($500.00-$24,999.99) 2.15% 2.17%
36 months ($25,000.00-$99,999.99) 2.20% 2.22%
36 months ($100,000.00+)  2.25%  2.27%
48 months ($500.00-$24,999.99) 2.40% 2.43%
48 months ($25,000.00-$99,999.99) 2.50% 2.53%
48 months ($100,000.00+)  2.55%  2.58%
60 months ($500.00-$24,999.99) 2.65% 2.68%
60 months ($25,000.00-$99,999.99) 2.70% 2.73%
60 months ($100,000.00+)  2.75%  2.78%
Contact us or stop in to open an IRA!

 

Credit Card

New & Used Autos/Trucks (2016 – 2019)
Up to 100% financing available

Annual Percentage
Rate 
as low as
48 Months or Less 2.49%*
49-60 Months 2.79%*
61-72 months (loan must be $18,001 or more) 3.79%*
73-84 months (loan must be $30,001 or more)
4.79%*
Apply for a 2016-2019 Auto Loan now!
Used Autos/Trucks (2012-2015)
Up to 100% financing available
Annual Percentage
Rate as low as
Up to 60 months 3.19%*
Apply for a 2012-2015 Auto Loan now!
Used Autos/Trucks (2010-2011)
Up to 100% financing available
Annual Percentage
Rate 
as low as
Up to 36 months 4.49%*
37-48 months 4.99%*
Apply for a 2010-2011 Auto Loan now!
Older Autos/Trucks (2009 & Older)
Up to 100% financing available
Annual Percentage
Rate
as low as
Up to 36 months 5.09%*
37-48 months 5.59%*
Apply for a 2009 or older Auto Loan now!
Seasonal Vehicles (2016-2019)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available
Annual Percentage
Rate 
as low as
Up to 60 months 3.19%*
61-84 months 4.19%*
85-120 months (Motor-home/camper only)
6.19%*
121-180 months (Motor-home/camper only)
 7.69%*
Apply for a 2016-2019 Seasonal Vehicle Loan now!
Seasonal Vehicles (2012-2015)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available
Annual Percentage
Rate 
as low as
Up to 60 months 4.19%*
61-84 months (Motor-home/camper only) 5.69%*
85-120 months (Motor-home/camper only) 7.69%*
Seasonal Vehicles (2011 & Older)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available
Annual Percentage
Rate 
as low as
Up to 60 months 6.19%*
61-84 months (Motor-home/camper only)  7.19%*
Apply for a Used Seasonal Vehicle Loan now!
First Mortgage Loans  Annual Percentage
Rate 
as low as
Our member-friendly mortgage options include great rates, low fees, and easy financing, all with home loan experts who can answer your questions and guide you toward the
best option. Real estate closing costs/fees vary based on loan amount, location and type of loan, so please call us for more information or a quote, or visit our mortgage page for more details.
Call
1-800-245-6199
for current rates!
Apply for a First Mortgage Loan now!
Home Equity Loans  Annual Percentage
Rate 
as low as
Up to 60 months 3.99%*
61-120 months 4.75%*
121-180 months 5.75%*
Home Equity Line-of-Credit Loans Call
1-800-245-6199
for rates & terms.
Apply for a Home Equity Loan now!
Signature Loans Annual Percentage
Rate 
as low as
Up to 36 months  11.00%*
37-60 months  13.00%*
Apply for a Signature Loan now!
ME1st Line-of-Credit Annual Percentage
Rate as low as
Min. loan amount of $1,000; Max. $10,000 10.9%
Apply for a ME1st Line-of-Credit now!
Share Secured Loans  Annual Percentage
Rate 
as low as
2.25% APR* above share rate (rounded to nearest .25%)
Apply for a Share Secured Loan now!
Certificate Secured Loans  Annual Percentage
Rate 
as low as
2.25% APR* above rate of CD (rounded to nearest .25%)  –
Apply for a Certificate Secured Loan now!
Annual Percentage
Rate 
as low as
MasterCard & American Express options available. Visit our credit cards page for details. Call
1-800-245-6199
for options & rates.
Apply for one of our Credit Cards now!

*Rate Determined By Credit Score. All loans subject to approval. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. Contact us for full disclosures and a payment calculation, if needed.