Rates

 

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Rates effective: 07/01/2018

Share Savings
(min. $100 to earn dividends)		 APR APY
$100.00-$999.99 0.10% 0.10%
$1,000.00-$9,999.99 0.12% 0.12%
$10,000.00-$24,999.99 0.12% 0.12%
$25,000.00-$49,999.99 0.15% 0.15%
$50,000.00+ 0.20% 0.20%
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Secondary Shares
(min. $50 to earn dividends)		  APR  APY
 $50.00-$999.99  0.10%  0.10%
 $1,000.00-$9,999.99  0.12%  0.12%
 $10,000.00-$24,999.99  0.12%  0.12%
$25,000.00-$49,999.99 0.15% 0.15%
$50,000.00+ 0.20% 0.20%
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Additional Shares  APR APY
 Set-a-Goal Savings (no min. to earn dividends)  0.10%   0.10%
 Virtual Coin Jar (no min. to earn dividends)  0.10%   0.10%
 IRA Share Savings (no min. to earn dividends)  0.35%  0.35%
 Holiday Club (no min. to earn dividends)  0.10%   0.10%
 FREE Checking  0.00%  0.00%
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Liquidity1st
(min. $1,000 to earn dividends)		  APR APY
 $1,000.00-$9,999.99  0.25%  0.25%
 $10,000.00-$24,999.99.99  0.35%  0.35%
 $25,000.00-$49,999.99  0.45%  0.45%
 $50,000.00+  0.50%  0.50%
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Money Market Savings
$2,500 minimum to open & earn dividends. Minimum withdrawal of $500.
Available to transfer via It’sMe247 Online Banking service, and can also be opened in Online Banking.
No checks can be issued with this account.
  APR APY
 $2,500 – $9,999.99  0.35% 0.35%
$10,000.00 – $24,999.99 0.40% 0.40%
$25,000.00 – $49,999.99 0.50% 0.50%
$50,000.00 – $99,999.99 0.55% 0.55%
 $100,000.00 – $199,999.99  0.65%  0.65%
 $200,000.00+  0.75%  0.75%
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Certificates of Deposit

  APR APY
5 months ($500.00-$24,999.99)  0.50%  0.50%
5 months ($25,000.00-$99,999.99)  0.55%  0.55%
5 months ($100,000.00+)  0.60%  0.60%
6 months ($500.00-$24,999.99)  0.55%  0.55%
6 months ($25,000.00-$99,999.99)  0.60%  0.60%
6 months ($100,000.00+)  0.65%  0.65%
9 months ($500.00-$24,999.99)  0.60%  0.60%
9 months ($25,000.00-$99,999.99)  0.65%  0.65%
9 months ($100,000.00+)  0.70%  0.70%
12 months ($1,000.00-$24,999.99)  1.15%  1.16%
12 months ($25,000.00-$99,999.99)  1.20%  1.21%
12 months ($100,000.00+)  1.25%  1.26%
15 months ($1,000.00-$24,999.99)  1.20%  1.21%
15 months ($25,000.00-$99,999.99)  1.25%  1.26%
15 months ($100,000.00+)  1.30%  1.31%
18 months ($1,000.00-$24,999.99)  1.25%  1.26%
18 months ($25,000.00-$99,999.99) 1.30% 1.31%
18 months ($100,000.00+)  1.35%  1.36%
24 months ($1,000.00-$24,999.99) 1.40% 1.41%
24 months ($25,000.00-$99,999.99) 1.50% 1.51%
24 months ($100,000.00+)  1.55%  1.56%
30 months ($1,000.00-$24,999.99) 1.50% 1.51%
30 months ($25,000.00-$99,999.99) 1.55% 1.56%
30 months ($100,000.00+)  1.60%  1.61%
36 months ($1,000.00-$24,999.99) 1.65% 1.66%
36 months ($25,000.00-$99,999.99) 1.70% 1.71%
36 months ($100,000.00+)  1.75%  1.76%
48 months ($1,000.00-$24,999.99) 1.80% 1.81%
48 months ($25,000.00-$99,999.99) 1.90% 1.92%
48 months ($100,000.00+)  1.95%  1.97%
60 months ($1,000.00-$24,999.99) 2.05% 2.07%
60 months ($25,000.00-$99,999.99) 2.10% 2.12%
60 months ($100,000.00+)  2.15%  2.17%
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IRA Certificates of Deposit  APR APY
12 months ($1,000.00-$24,999.99) 1.15% 1.16%
12 months ($25,000.00-$99,999.99) 1.20% 1.21%
12 months ($100,000.00+)  1.25%  1.26%
24 months ($1,000.00-$24,999.99) 1.40% 1.41%
24 months ($25,000.00-$99,999.99) 1.50% 1.51%
24 months ($100,000.00+)  1.55%  1.56%
36 months ($1,000.00-$24,999.99) 1.65% 1.66%
36 months ($25,000.00-$99,999.99) 1.70% 1.71%
36 months ($100,000.00+)  1.75%  1.76%
48 months ($1,000.00-$24,999.99) 1.80% 1.81%
48 months ($25,000.00-$99,999.99) 1.90% 1.92%
48 months ($100,000.00+)  1.95%  1.97%
60 months ($1,000.00-$24,999.99) 2.05% 2.07%
60 months ($25,000.00-$99,999.99) 2.10% 2.12%
60 months ($100,000.00+)  2.15%  2.17%
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New & Used Autos/Trucks (2015 – 2018)
Up to 100% financing available

 Annual Percentage
Rate as low as
48 Months or Less 2.29%*
49-60 Months 2.59%*
61-72 months (loan must be $18,001 or more) 3.59%*
73-84 months (loan must be $30,001 or more)
 4.59%*
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Used Autos/Trucks (2011-2014)
Up to 100% financing available
 Annual Percentage
Rate as low as
Up to 60 months 3.09%*
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Older Autos/Trucks (2010 and older)
Up to 100% financing available
 Annual Percentage
Rate as low as
Up to 36 months 4.09%*
37-48 months 4.59%*
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Seasonal Vehicles (2015-2018)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available		 Annual Percentage
Rate as low as
Up to 60 months 2.99%*
61-84 months 3.99%*
85-120 months (Motor-home/camper only)
 5.99%*
121-180 months (Motor-home/camper only)
  7.49%*
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Seasonal Vehicles (2011-2014)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available		 Annual Percentage
Rate as low as
Up to 60 months 3.99%*
61-84 months (Motor-home/camper only) 5.49%*
85-120 months (Motor-home/camper only) 7.49%*
Seasonal Vehicles (2010 & Older)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available		 Annual Percentage
Rate as low as
Up to 60 months 5.99%*
61-84 months (Motor-home/camper only)  6.99%*
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Home Equity Loans  Annual Percentage
Rate as low as
Up to 60 months 3.50%*
61-120 months 4.75%*
121-180 months 5.75%*
Home Equity Line-of-Credit Loans Call for
rates & terms.
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Signature Loans Annual Percentage
Rate as low as
Up to 36 months  10.90%*
37-60 months  12.90%*
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ME1st Line-of-Credit Annual Percentage
Rate as low as
Min. loan amount of $1,000; Max. $10,000 10.9%
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Share Secured Loans  Annual Percentage
Rate as low as
2.25% APR* above share rate (rounded to nearest .25%) –
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Certificate Secured Loans  Annual Percentage
Rate as low as
2.25% APR* above rate of CD (rounded to nearest .25%)  –
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Credit Card Annual Percentage
Rate as low as
Platinum Rewards MasterCard 9.74%*
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*Rate Determined By Credit Score. All loans subject to approval. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. Contact us for full disclosures and a payment calculation, if needed.