| Share Savings (min. $100 to earn dividends) |
APR | APY |
| $100.00-$999.99 | 0.07% | 0.07% |
| $1,000.00-$9,999.99 | 0.08% | 0.08% |
| $10,000.00-$24,999.99 | 0.08% | 0.08% |
| $25,000-$49,999.99 | 0.09% | 0.09% |
| $50,000+ | 0.10% | 0.10% |
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| Secondary Shares (min. $50 to earn dividends) |
APR | APY |
| $50.00-$999.99 | 0.07% | 0.07% |
| $1,000.00-$9,999.99 | 0.08% | 0.08% |
| $10,000.00-$24,999.99 | 0.08% | 0.08% |
| $25,000-$49,999.99 | 0.09% | 0.09% |
| $50,000+ | 0.10% | 0.10% |
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| Additional Shares | APR | APY |
| Set-a-Goal Savings (no min. to earn dividends) | 0.10% | 0.10% |
| Virtual Coin Jar (no min. to earn dividends) | 0.10% | 0.10% |
| IRA Share Savings (no min. to earn dividends) | 0.25% | 0.25% |
| Holiday Club (no min. to earn dividends) | 0.10% | 0.10% |
| FREE Checking | 0.00% | 0.00% |
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| Liquidity1st (min. $1,000 to earn dividends) |
APR | APY |
| $1,000.00-$9,999.99 | 0.25% | 0.25% |
| $10,000.00-$24,999.99.99 | 0.25% | 0.25% |
| $25,000.00-$49,999.99 | 0.30% | 0.30% |
| $50,000.00+ | 0.35% | 0.35% |
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| Money Market Savings $2,500 minimum to open & earn dividends. Minimum withdrawal of $500. Available to transfer via It’sMe247 Online Banking service, and can also be opened in Online Banking. No checks can be issued with this account. |
APR | APY |
| $2,500 – $9,999.99 | 0.25% | 0.25% |
| $10,000 – $24,999 | 0.25% | 0.25% |
| $25,000 – $49,999.99 | 0.35% | 0.35% |
| $50,000 – $99,999.99 | 0.40% | 0.40% |
| $100,000 – $199,999.99 | 0.45% | 0.45% |
| $200,000+ | 0.50% | 0.50% |
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Certificates of Deposit |
APR | APY |
| 5 months ($500.000-$24,999.99) | 0.40% | 0.40% |
| 5 months ($25,000.00+) | 0.45% | 0.45% |
| 6 months ($500.00-$24,999.99) | 0.45% | 0.45% |
| 6 months ($25,000+) | 0.50% | 0.50% |
| 9 months ($500.00-$24,999.99) | 0.50% | 0.50% |
| 9 months ($25,000+) | 0.55% | 0.55% |
| 12 months ($500.00-$24,999.99) | 0.70% | 0.70% |
| 12 months ($25,000.00+) | 0.75% | 0.75% |
| 15 months ($500.00-$24,999.99) | 0.75% | 0.75% |
| 15 months ($25,000.00+) | 0.80% | 0.80% |
| 18 months ($500.00-$24,999.99) | 0.80% | 0.80% |
| 18 months ($25,000.00+) | 0.85% | 0.85% |
| 24 months ($500.00-$24,999.99) | 0.95% | 0.95% |
| 24 months ($25,000.00+) | 1.00% | 1.01% |
| 30 months ($500.00-$24,999.99) | 1.10% | 1.11% |
| 30 months ($25,000.00+) | 1.15% | 1.16% |
| 36 months ($500.00-$24,999.99) | 1.35% | 1.36% |
| 36 months ($25,000.00+) | 1.40% | 1.41% |
| 48 months ($500.00-$24,999.99) | 1.50% | 1.51% |
| 48 months ($25,000.00+) | 1.60% | 1.61% |
| 60 months ($500.00-$24,999.99) | 1.75% | 1.76% |
| 60 months ($25,000.00+) | 1.80% | 1.82% |
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| IRA Certificates of Deposit | APR | APY |
| 12 months ($500.00-$24,999.99) | 0.70% | 0.70% |
| 12 months ($25,000.00+) | 0.75% | 0.75% |
| 24 months ($500.00-$24,999.99) | 0.95% | 0.95% |
| 24 months ($25,000.00+) | 1.00% | 1.01% |
| 36 months ($500.00-$24,999.99) | 1.35% | 1.36% |
| 36 months ($25,000.00+) | 1.40% | 1.41% |
| 48 months ($500.00-$24,999.99) | 1.50% | 1.51% |
| 48 months ($25,000.00+) | 1.60% | 1.61% |
| 60 months ($500.00-$24,999.99) | 1.75% | 1.76% |
| 60 months ($25,000.00+) | 1.80% | 1.82% |
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New & Used Autos/Trucks/Motorcycles (2014 – 2017) |
Annual Percentage Rate as low as |
| 48 Months or Less | 1.99%* |
| 49-60 Months | 2.29%* |
| 61-72 months (loan must be $18,001 or more) | 3.29%* |
| 73-84 months | 4.29%* |
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| Used Autos/Trucks/Motorcycles (2010-2013) | Annual Percentage Rate as low as |
| Up to 60 months | 2.99%* |
| Apply Now! | |
| Older Autos/Trucks/Motorcycles (2009 and older) | Annual Percentage Rate as low as |
| Up to 36 months | 3.99%* |
| 37-48 months | 4.49%* |
| Apply Now! | |
| Seasonal Vehicles (2014-2017) Motor Home/Camper/Snowmobile/Boat/Trailer/ATV/etc. |
Annual Percentage Rate as low as |
| Up to 60 months | 2.49%* |
| 61-84 months | 3.49%* |
| 85-120 months | 5.49%* |
| 121-180 months | 6.99%* |
| Apply Now! | |
| Seasonal Vehicles (2010-2013) Motor Home/Camper/Snowmobile/Boat/Trailer/ATV/etc. |
Annual Percentage Rate as low as |
| Up to 60 months | 3.49%* |
| 61-84 months | 4.99%* |
| 85-120 months | 6.99%* |
| Seasonal Vehicles (2009 & Older) Motor Home/Camper/Snowmobile/Boat/Trailer/ATV/etc. |
Annual Percentage Rate as low as |
| Up to 60 months | 4.49%* |
| 61-84 months | 5.49%* |
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| Home Equity Loans | Annual Percentage Rate as low as |
| Up to 60 months | 3.25%* |
| 61-120 months | 4.50%* |
| 121-180 months | 5.50%* |
| Home Equity Line-of-Credit Loans | Call for rates & terms. |
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| Signature Loans | Annual Percentage Rate as low as |
| Up to 36 months | 8.90%* |
| 37-60 months | 10.90%* |
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| Share Secured Loans | Annual Percentage Rate as low as |
| 2.25% APR* above share rate (rounded to nearest .25%) | – |
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| Certificate Secured Loans | Annual Percentage Rate as low as |
| 2.25% APR* above rate of CD (rounded to nearest .25%) | – |
| Apply Now! | |
| Credit Card | Annual Percentage Rate as low as |
| Platinum Rewards MasterCard | 9.74%* |
| Apply Now! | |
*Rate Determined By Credit Score. All loans subject to approval. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. Contact us for full disclosures and a payment calculation, if needed.