Rates

 

Apply For A Loan

Rates effective: 3/01/2018

Share Savings
(min. $100 to earn dividends)		 APR APY
$100.00-$999.99 0.08% 0.08%
$1,000.00-$9,999.99 0.10% 0.10%
$10,000.00-$24,999.99 0.10% 0.10%
$25,000.00-$49,999.99 0.12% 0.12%
$50,000.00+ 0.15% 0.15%
Join Now!
Secondary Shares
(min. $50 to earn dividends)		  APR  APY
 $50.00-$999.99  0.08%  0.08%
 $1,000.00-$9,999.99  0.10%  0.10%
 $10,000.00-$24,999.99  0.10%  0.10%
$25,000.00-$49,999.99 0.12% 0.12%
$50,000.00+ 0.15% 0.15%
Open Online Now!
Additional Shares  APR APY
 Set-a-Goal Savings (no min. to earn dividends)  0.10%   0.10%
 Virtual Coin Jar (no min. to earn dividends)  0.10%   0.10%
 IRA Share Savings (no min. to earn dividends)  0.25%  0.25%
 Holiday Club (no min. to earn dividends)  0.10%   0.10%
 FREE Checking  0.00%  0.00%
Open Online Now!
Liquidity1st
(min. $1,000 to earn dividends)		  APR APY
 $1,000.00-$9,999.99  0.25%  0.25%
 $10,000.00-$24,999.99.99  0.30%  0.30%
 $25,000.00-$49,999.99  0.40%  0.40%
 $50,000.00+  0.45%  0.45%
Open Online Now!
Money Market Savings
$2,500 minimum to open & earn dividends. Minimum withdrawal of $500.
Available to transfer via It’sMe247 Online Banking service, and can also be opened in Online Banking.
No checks can be issued with this account.
  APR APY
 $2,500 – $9,999.99  0.25% 0.25%
$10,000.00 – $24,999.99 0.30% 0.30%
$25,000.00 – $49,999.99 0.40% 0.40%
$50,000.00 – $99,999.99 0.45% 0.45%
 $100,000.00 – $199,999.99  0.55%  0.55%
 $200,000.00+  0.65%  0.65%
Open Online Now!

Certificates of Deposit

  APR APY
5 months ($500.00-$24,999.99)  0.40%  0.40%
5 months ($25,000.00-$99,999.99)  0.45%  0.45%
5 months ($100,000.00+)  0.50%  0.50%
6 months ($500.00-$24,999.99)  0.45%  0.45%
6 months ($25,000.00-$99,999.99)  0.50%  0.50%
6 months ($100,000.00+)  0.55%  0.55%
9 months ($500.00-$24,999.99)  0.50%  0.50%
9 months ($25,000.00-$99,999.99)  0.55%  0.55%
9 months ($100,000.00+)  0.60%  0.60%
12 months ($500.00-$24,999.99)  0.75%  0.75%
12 months ($25,000.00-$99,999.99)  0.80%  0.80%
12 months ($100,000.00+)  0.85%  0.85%
15 months ($500.00-$24,999.99)  0.80%  0.80%
15 months ($25,000.00-$99,999.99)  0.85%  0.85%
15 months ($100,000.00+)  0.90%  0.90%
18 months ($500.00-$24,999.99)  0.85%  0.85%
18 months ($25,000.00-$99,999.99) 0.90% 0.90%
18 months ($100,000.00+)  0.95%  0.95%
24 months ($500.00-$24,999.99) 1.10% 1.11%
24 months ($25,000.00-$99,999.99) 1.20% 1.21%
24 months ($100,000.00+)  1.25%  1.26%
30 months ($500.00-$24,999.99) 1.20% 1.21%
30 months ($25,000.00-$99,999.99) 1.25% 1.26%
30 months ($100,000.00+)  1.30%  1.31%
36 months ($500.00-$24,999.99) 1.45% 1.46%
36 months ($25,000.00-$99,999.99) 1.50% 1.51%
36 months ($100,000.00+)  1.55%  1.56%
48 months ($500.00-$24,999.99) 1.65% 1.66%
48 months ($25,000.00-$99,999.99) 1.75% 1.76%
48 months ($100,000.00+)  1.80%  1.82%
60 months ($500.00-$24,999.99) 1.85% 1.87%
60 months ($25,000.00-$99,999.99) 1.90% 1.92%
60 months ($100,000.00+)  1.95%  1.97%
Open Online Now!
IRA Certificates of Deposit  APR APY
12 months ($500.00-$24,999.99) 0.75% 0.75%
12 months ($25,000.00-$99,999.99) 0.80% 0.80%
12 months ($100,000.00+)  0.85%  0.85%
24 months ($500.00-$24,999.99) 1.10% 1.11%
24 months ($25,000.00-$99,999.99) 1.20% 1.21%
24 months ($100,000.00+)  1.25%  1.26%
36 months ($500.00-$24,999.99) 1.45% 1.46%
36 months ($25,000.00-$99,999.99) 1.50% 1.51%
36 months ($100,000.00+)  1.55%  1.56%
48 months ($500.00-$24,999.99) 1.65% 1.66%
48 months ($25,000.00-$99,999.99) 1.75% 1.76%
48 months ($100,000.00+)  1.80%  1.82%
60 months ($500.00-$24,999.99) 1.85% 1.87%
60 months ($25,000.00-$99,999.99) 1.90% 1.92%
60 months ($100,000.00+)  1.95%  1.97%
Contact us or stop in to open

 

New & Used Autos/Trucks (2015 – 2018)
Up to 100% financing available

 Annual Percentage
Rate as low as
48 Months or Less 2.29%*
49-60 Months 2.59%*
61-72 months (loan must be $18,001 or more) 3.59%*
73-84 months (loan must be $30,001 or more)
 4.59%*
Apply Now!
Used Autos/Trucks (2011-2014)
Up to 100% financing available
 Annual Percentage
Rate as low as
Up to 60 months 3.09%*
Apply Now!
Older Autos/Trucks (2010 and older)
Up to 100% financing available
 Annual Percentage
Rate as low as
Up to 36 months 4.09%*
37-48 months 4.59%*
Apply Now!
Seasonal Vehicles (2015-2018)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available		 Annual Percentage
Rate as low as
Up to 60 months 2.69%*
61-84 months 3.69%*
85-120 months (Motor-home/camper only)
 5.69%*
121-180 months (Motor-home/camper only)
  7.19%*
Apply Now!
Seasonal Vehicles (2011-2014)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available		 Annual Percentage
Rate as low as
Up to 60 months 3.69%*
61-84 months (Motor-home/camper only) 5.19%*
85-120 months (Motor-home/camper only) 7.19%*
Seasonal Vehicles (2010 & Older)
Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc.
Up to 100% financing available		 Annual Percentage
Rate as low as
Up to 60 months 5.69%*
61-84 months (Motor-home/camper only)  6.69%*
Apply Now!
Home Equity Loans  Annual Percentage
Rate as low as
Up to 60 months 3.25%*
61-120 months 4.50%*
121-180 months 5.50%*
Home Equity Line-of-Credit Loans Call for
rates & terms.
Apply Now!
Signature Loans Annual Percentage
Rate as low as
Up to 36 months  10.90%*
37-60 months  12.90%*
Apply Now!
ME1st Line-of-Credit Annual Percentage
Rate as low as
Min. loan amount of $1,000; Max. $10,000 10.9%
Apply Now!
Share Secured Loans  Annual Percentage
Rate as low as
2.25% APR* above share rate (rounded to nearest .25%) –
Apply Now!
Certificate Secured Loans  Annual Percentage
Rate as low as
2.25% APR* above rate of CD (rounded to nearest .25%)  –
Apply Now!
Credit Card Annual Percentage
Rate as low as
Platinum Rewards MasterCard 9.74%*
Apply Now!

*Rate Determined By Credit Score. All loans subject to approval. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. Contact us for full disclosures and a payment calculation, if needed.