Rates effective: 5/1/2019
| Share Savings (min. $100 to earn dividends) |
APR | APY |
| $100.00-$999.99 | 0.10% | 0.10% |
| $1,000.00-$9,999.99 | 0.12% | 0.12% |
| $10,000.00-$24,999.99 | 0.12% | 0.12% |
| $25,000.00-$49,999.99 | 0.15% | 0.15% |
| $50,000.00+ | 0.20% | 0.20% |
| Join MEMBERS1st Now! | ||
| Secondary Shares (min. $50 to earn dividends) |
APR | APY |
| $50.00-$999.99 | 0.10% | 0.10% |
| $1,000.00-$9,999.99 | 0.12% | 0.12% |
| $10,000.00-$24,999.99 | 0.12% | 0.12% |
| $25,000.00-$49,999.99 | 0.15% | 0.15% |
| $50,000.00+ | 0.20% | 0.20% |
| Open a Secondary Share Account Online now! | ||
| Additional Shares | APR | APY |
| Set-a-Goal Savings (no min. to earn dividends) | 0.25% | 0.25% |
| Virtual Coin Jar (no min. to earn dividends) | 0.10% | 0.10% |
| IRA Share Savings (no min. to earn dividends) | 0.50% | 0.50% |
| Holiday Club (no min. to earn dividends) | 0.25% | 0.25% |
| FREE Checking | 0.00% | 0.00% |
| Open an additional Share Account Online now! | ||
| Liquidity1st (min. $1,000 to earn dividends) |
APR | APY |
| $1,000.00-$9,999.99 | 0.45% | 0.45% |
| $10,000.00-$24,999.99.99 | 0.50% | 0.50% |
| $25,000.00-$49,999.99 | 0.60% | 0.60% |
| $50,000.00+ | 0.65% | 0.65% |
| Open a Liquidity1st account Online now! | ||
| Money Market Savings $2,500 minimum to open & earn dividends. Minimum withdrawal of $500. Available to transfer via It’sMe247 Online Banking service, and can also be opened in Online Banking. No checks can be issued with this account. |
APR | APY |
| $2,500 – $9,999.99 | 0.65% | 0.65% |
| $10,000.00 – $24,999.99 | 0.70% | 0.70% |
| $25,000.00 – $49,999.99 | 1.00% | 1.01% |
| $50,000.00 – $99,999.99 | 1.15% | 1.16% |
| $100,000.00 – $199,999.99 | 1.30% | 1.31% |
| $200,000.00+ | 1.45% | 1.46% |
| Open a Money Market Savings account Online now! | ||
Certificates of Deposit |
APR | APY |
| Kids1st (available to members under age 18 only) 12 months |
1.80% | 1.81% |
| Kids1st (available to members under age 18 only) 24 months |
2.40% | 2.43% |
| 5 months ($500.00-$24,999.99) | 0.95% | 0.95% |
| 5 months ($25,000.00-$99,999.99) | 1.00% | 1.01% |
| 5 months ($100,000.00+) | 1.10% | 1.11% |
| 6 months ($500.00-$24,999.99) | 1.00% | 1.01% |
| 6 months ($25,000.00-$99,999.99) | 1.05% | 1.06% |
| 6 months ($100,000.00+) | 1.15% | 1.16% |
| 9 months ($500.00-$24,999.99) | 1.05% | 1.06% |
| 9 months ($25,000.00-$99,999.99) | 1.10% | 1.11% |
| 9 months ($100,000.00+) | 1.20% | 1.21% |
| 12 months ($500.00-$24,999.99) | 1.60% | 1.61% |
| 12 months ($25,000.00-$99,999.99) | 1.65% | 1.66% |
| 12 months ($100,000.00+) | 1.70% | 1.71% |
| 15 months ($500.00-$24,999.99) | 1.65% | 1.66% |
| 15 months ($25,000.00-$99,999.99) | 1.70% | 1.71% |
| 15 months ($100,000.00+) | 1.75% | 1.76% |
| Limited-time Special! 17 months ($10,000+) |
2.45% | 2.48% |
| 18 months ($500.00-$24,999.99) | 1.70% | 1.71% |
| 18 months ($25,000.00-$99,999.99) | 1.75% | 1.76% |
| 18 months ($100,000.00+) | 1.80% | 1.81% |
| 24 months ($500.00-$24,999.99) | 2.15% | 2.17% |
| 24 months ($25,000.00-$99,999.99) | 2.25% | 2.27% |
| 24 months ($100,000.00+) | 2.30% | 2.32% |
| Limited-time Special! 29 months ($10,000+) |
2.70% | 2.73% |
| 30 months ($500.00-$24,999.99) | 2.25% | 2.27% |
| 30 months ($25,000.00-$99,999.99) | 2.30% | 2.33% |
| 30 months ($100,000.00+) | 2.35% | 2.38% |
| 36 months ($500.00-$24,999.99) | 2.35% | 2.38% |
| 36 months ($25,000.00-$99,999.99) | 2.40% | 2.43% |
| 36 months ($100,000.00+) | 2.45% | 2.48% |
| 48 months ($500.00-$24,999.99) | 2.45% | 2.48% |
| 48 months ($25,000.00-$99,999.99) | 2.55% | 2.58% |
| 48 months ($100,000.00+) | 2.60% | 2.63% |
| 60 months ($500.00-$24,999.99) | 2.55% | 2.58% |
| 60 months ($25,000.00-$99,999.99) | 2.60% | 2.63% |
| 60 months ($100,000.00+) | 2.65% | 2.68% |
| Open a CD Online now! | ||
| IRA Certificates of Deposit | APR | APY |
| 12 months ($500.00-$24,999.99) | 1.60% | 1.61% |
| 12 months ($25,000.00-$99,999.99) | 1.65% | 1.66% |
| 12 months ($100,000.00+) | 1.70% | 1.71% |
| 24 months ($500.00-$24,999.99) | 2.15% | 2.17% |
| 24 months ($25,000.00-$99,999.99) | 2.25% | 2.27% |
| 24 months ($100,000.00+) | 2.30% | 2.32% |
| 36 months ($500.00-$24,999.99) | 2.35% | 2.38% |
| 36 months ($25,000.00-$99,999.99) | 2.40% | 2.43% |
| 36 months ($100,000.00+) | 2.45% | 2.48% |
| 48 months ($500.00-$24,999.99) | 2.45% | 2.48% |
| 48 months ($25,000.00-$99,999.99) | 2.55% | 2.58% |
| 48 months ($100,000.00+) | 2.60% | 2.63% |
| 60 months ($500.00-$24,999.99) | 2.55% | 2.58% |
| 60 months ($25,000.00-$99,999.99) | 2.60% | 2.63% |
| 60 months ($100,000.00+) | 2.65% | 2.68% |
| Contact us or stop in to open an IRA! | ||
|
New & Used Autos/Trucks (2016 – 2019) |
Annual Percentage Rate as low as |
| 48 Months or Less | 2.89%* |
| 49-60 Months | 3.39%* |
| 61-72 months (loan must be $18,001 or more) | 4.39%* |
| 73-84 months (loan must be $30,001 or more) |
5.39%* |
| Apply for a 2016-2019 Auto Loan now! | |
| Used Autos/Trucks (2012-2015) Up to 100% financing available |
Annual Percentage Rate as low as |
| Up to 60 months | 3.89%* |
| Apply for a 2012-2015 Auto Loan now! | |
| Used Autos/Trucks (2010-2011) Up to 100% financing available |
Annual Percentage Rate as low as |
| Up to 36 months | 4.89%* |
| 37-48 months | 5.39%* |
| Apply for a 2010-2011 Auto Loan now! | |
| Older Autos/Trucks (2009 & Older) Up to 100% financing available |
Annual Percentage Rate as low as |
| Up to 36 months | 5.69%* |
| 37-48 months | 6.19%* |
| Apply for a 2009 or older Auto Loan now! | |
| Seasonal Vehicles (2016-2019) Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc. Up to 100% financing available |
Annual Percentage Rate as low as |
| Up to 60 months | 3.79%* |
| 61-84 months | 4.79%* |
| 85-120 months (Motor-home/camper only) |
6.79%* |
| 121-180 months (Motor-home/camper only) |
8.29%* |
| Apply for a 2016-2019 Seasonal Vehicle Loan now! | |
| Seasonal Vehicles (2012-2015) Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc. Up to 100% financing available |
Annual Percentage Rate as low as |
| Up to 60 months | 4.79%* |
| 61-84 months (Motor-home/camper only) | 6.29%* |
| 85-120 months (Motor-home/camper only) | 8.29%* |
| Seasonal Vehicles (2011 & Older) Motor Home/Camper/Snowmobile/Motorcycle/Boat/Trailer/ATV/etc. Up to 100% financing available |
Annual Percentage Rate as low as |
| Up to 60 months | 6.79%* |
| 61-84 months (Motor-home/camper only) | 7.79%* |
| Apply for a Used Seasonal Vehicle Loan now! | |
| First Mortgage Loans | Annual Percentage Rate as low as |
| Our member-friendly mortgage options include great rates, low fees, and easy financing, all with home loan experts who can answer your questions and guide you toward the best option. Real estate closing costs/fees vary based on loan amount, location and type of loan, so please call us for more information or a quote, or visit our mortgage page for more details. |
Call 1-800-245-6199 for current rates! |
| Apply for a First Mortgage Loan now! | |
| Home Equity Loans | Annual Percentage Rate as low as |
| Up to 60 months | 3.99%* |
| 61-120 months | 4.75%* |
| 121-180 months | 5.75%* |
| Home Equity Line-of-Credit Loans | Call 1-800-245-6199 for rates & terms. |
| Apply for a Home Equity Loan now! | |
| Signature Loans | Annual Percentage Rate as low as |
| Up to 36 months | 11.00%* |
| 37-60 months | 13.00%* |
| Apply for a Signature Loan now! | |
| ME1st Line-of-Credit | Annual Percentage Rate as low as |
| Min. loan amount of $1,000; Max. $10,000 | 10.9% |
| Apply for a ME1st Line-of-Credit now! | |
| Share Secured Loans | Annual Percentage Rate as low as |
| 2.25% APR* above share rate (rounded to nearest .25%) | – |
| Apply for a Share Secured Loan now! | |
| Certificate Secured Loans | Annual Percentage Rate as low as |
| 2.25% APR* above rate of CD (rounded to nearest .25%) | – |
| Apply for a Certificate Secured Loan now! | |
| Annual Percentage Rate as low as |
|
| MasterCard & American Express options available. Visit our credit cards page for details. | Call 1-800-245-6199 for options & rates. |
| Apply for one of our Credit Cards now! | |
*Rate Determined By Credit Score. All loans subject to approval. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. Contact us for full disclosures and a payment calculation, if needed.